MoniSee where your moni went.
Record what comes in and what goes out, in Naira. MoniUsed adds it up so month-end never surprises you again.
Free to use. No card needed.
How MoniUsed works
Three simple habits. A few seconds a day.
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Create your account
Sign up with your email and a password. That's all.
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Record as you go
Add each income or expense: what it was, how much, the category and the date.
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See the full picture
Your monthly totals, what's left, and which categories take the most of your moni.
Everything you need, nothing you don't
Built for how Nigerians actually spend: transport, data, food, bills and family.
Income and expenses
Track salary, side hustle and gifts alongside everything you spend.
Naira first
Every amount is in ₦, formatted the way you read it.
Categories that make sense
Food, transport, data & airtime, bills, rent, family support and more.
Monthly totals
See money in, money out, and what's left, for any month.
Works on your phone
Add MoniUsed to your home screen and open it like an app. No app store needed.
Edit anytime
Made a mistake? Change or delete any entry in one tap.
Plans
Start free and stay free as long as you like. Plus and Premium are coming soon. Nothing is charged today.
Starter
Everything you need to track your moni
₦0 free forever
- 1 wallet
- Track your income and spending (unlimited entries)
- All standard categories
- Insights for this month and last month
- Last 3 months of history
- Daily reminder & day streak
- Alerts sent to your phone Soon
- CSV downloads + 1 PDF statement a month
- 1 bank statement import a month Soon
Plus
Take control of your spending
₦1,500 /month · or ₦15,000/year
- Everything in Starter
- 2 wallets (e.g. Opay + Kuda)
- Move money between wallets
- Full history & Insights for any month
- Smart spending alerts
- CSV & Excel downloads + 5 PDF statements a month
- 5 bank statement imports a month Soon
- Budgets per category with alerts Soon
- Recurring entries (rent, DStv, salary) Soon
- Savings goals (up to 3) Soon
- Custom categories (up to 10) Soon
Premium
The full picture of your money
₦2,500 /month · or ₦25,000/year
- Everything in Plus
- 5 wallets (e.g. Opay, Kuda, GTBank, Cash)
- Unlimited CSV, Excel & PDF statements
- Monthly PDF report sent to your email Soon
- 20 bank statement imports a month Soon
- Business mode with profit report Soon
- Family sharing Soon
- Receipt photos on entries Soon
- Priority support
Your records stay yours
Each entry is locked to the account that created it. No other user can see, change or delete your records.
Our admin tools only show app-wide numbers, like how many people use MoniUsed. They don't show anyone's personal entries.
MoniUsed is a record-keeping tool. It does not hold, send or receive money, and it is not a bank.