See where your moni went.

Record what comes in and what goes out, in Naira. MoniUsed adds it up so month-end never surprises you again.

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Free to use. No card needed.

This week

Example entries

  • SalaryIncome · Mon+₦250,000
  • Rent contributionHousing · Mon−₦80,000
  • Market shoppingFood · Tue−₦21,000
  • Bolt ridesTransport · Wed−₦12,500
  • MTN dataData & airtime · Thu−₦5,000
  • Suya with the guysOutings · Fri−₦4,000
In₦250,000
Out₦122,500
Left₦127,500

How MoniUsed works

Three simple habits. A few seconds a day.

  1. Create your account

    Sign up with your email and a password. That's all.

  2. Record as you go

    Add each income or expense: what it was, how much, the category and the date.

  3. See the full picture

    Your monthly totals, what's left, and which categories take the most of your moni.

Everything you need, nothing you don't

Built for how Nigerians actually spend: transport, data, food, bills and family.

Income and expenses

Track salary, side hustle and gifts alongside everything you spend.

Naira first

Every amount is in ₦, formatted the way you read it.

Categories that make sense

Food, transport, data & airtime, bills, rent, family support and more.

Monthly totals

See money in, money out, and what's left, for any month.

Works on your phone

Add MoniUsed to your home screen and open it like an app. No app store needed.

Edit anytime

Made a mistake? Change or delete any entry in one tap.

Plans

Start free and stay free as long as you like. Plus and Premium are coming soon. Nothing is charged today.

Starter

Everything you need to track your moni

₦0 free forever

  • Unlimited income & expense entries
  • All standard categories
  • Insights & spending chart
  • Smart notifications & streaks
  • Installable app
Start free
Coming soon

Plus

Take control of your spending

₦1,000 /month · or ₦10,000/year

  • Everything in Starter
  • Monthly budgets with alerts
  • Savings goals
  • Recurring entries (rent, salary)
  • Custom categories
  • Full history & export to Excel
Coming soon
Coming soon

Premium

The full picture of your money

₦2,500 /month · or ₦25,000/year

  • Everything in Plus
  • Multiple wallets (cash, bank, Opay…)
  • Monthly PDF statements
  • Yearly summary
  • Business mode for side hustles
  • Receipt photos & priority support
Coming soon

Your records stay yours

Each entry is locked to the account that created it. No other user can see, change or delete your records.

Our admin tools only show app-wide numbers, like how many people use MoniUsed. They don't show anyone's personal entries.

MoniUsed is a record-keeping tool. It does not hold, send or receive money, and it is not a bank.

Know where your moni goes.

Start tracking today. It's free.

Create free account